Earn a reasonable living depending on your level of commitment to selling the products through a multi-level marketing business (MLM). To join an MLM, there is a buy-in amount required, so you pay to purchase a starter or consultant’s kit that has a lot of the products for you to showcase them for people to sample. They can range from $150 to $1,000 depending on the MLM and the types of products like beauty products, clothing, and essential oils. The time commitment is up to you and what you would like to earn. Some MLMs, however, have minimum sales goals and purchase requirements that are monthly or quarterly as they want people committed vs. using their products just for a discount. You receive discounts on products ― purchasing at wholesale ― and sell at retail and/or earn money from commissions or signing on new consultants. Examples of MLMs include Rodan & Fields, DoTerra, Beautycounter, Young Living, and Arbonne.
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Robo-advisors are diversified investment accounts that are automatically managed by a computer algorithm (as opposed to a human money manager). If you want to invest, but don’t have the money, or don’t want to invest with a money manager, robo-advisors are for you! Robo-advisors make investing easier—and cheaper—so they’re perfect for new investors.