What are dividend stocks? They are just like regular shares of stock, but with one exception: For every share of a dividend stock that you own, you are paid a small portion of the company’s earnings. Basically, you get paid just for owning the stock! If you are looking to get started with dividend investing, check out Ally Invest (which is included on our list of best investment apps).
Build a member-based course and sell it online. You can use existing platforms like Udemy or Teachable or Kajabi to do this. Or, you can build your own through software like ClickFunnels and even other cloud-based membership platforms. What can you sell in a course format that would help you deliver real value to others and in turn make a serious amount of money?
When it comes to standalone streaming services like Hulu or Sling TV, your viewing experience is completely dependent on your internet connection. So if the internet goes down or there are a ton of people in your neighborhood online at the same time, your speeds might be slow. You'll likely experience buffering, lagging, or even a completely frozen screen. With cable TV, you'll never have to worry about missing a moment, because the connection doesn't rely on your internet. Don't be that guy that misses the last 2 minutes of the Super Bowl: NO ONE wants to be that guy.
Packages will vary depending on which country or region you're living in. While it's not possible to cover them in this short article, it is important that you read the fine print, as well as checking what your government communications agency sets out as the basic requirements for cable provision where you live. Your awareness of what is mandated by consumer or communications laws will help you ask the right questions to get the best deal.

Looking for how to make extra money on the side?  Then you should learn about Vindale. Vindale is the secure, reliable and free survey site for anyone who wants to earn money online. Vindale asks for information about you so that they can match you with fitting surveys. At up to $50 a pop for some surveys and a free $2 just for signing up, it pays to check in daily to see which ones are available to you. They've already paid out $6,955,991+ to members. You can get access to hundreds of paid surveys at Vindale.  Cashouts are through PayPal.
If you’re strapped for cash but want to work on your own schedule, you might want to consider becoming a driver for Uber or Lyft. You can drive as much (or as little) as you want and set your own schedule. Plus, you get the added bonus of having interesting conversations along the way (or at the very least some colorful stories to tell of your travels with strangers).

Earn extra money at CashCrate.com by taking part in daily research surveys, doing your shopping online, and referring other members to their program. There’s some money to be made with CashCrate.com completing the free offers, but the real cash comes from the referral program. Read our CashCrate review to learn more or just Sign up for Free with CashCrate.
Even so, no service we've reviewed is incomplete enough to discourage you from using it outright. If a service sounds like it might be a good fit for you, your best bet is to investigate which channels that service offers and see if it falls within your price range. Most of these services give you anywhere from a week to a month to evaluate them before charging you, and none of them require a contract. At worst, you'll be stuck with a service you don't like for a month.
I’m a 39 yr old single father, custody of my 3 year old, pay child support from my first marriage, (excessive amount in my opinion but I grit my teeth and persevere). Two divorces, debt from first marriage, legal fees. I’ve been swimming in debt for 10 years now. I’m fortunate to have a company match savings plan, and I consolidated all my debt by borrowing against my own retirement savings at 3.75 simple interest. Even having a good paying job doesn’t fix the debt problem quickly however. So I have cut every reasonable corner. Cable TV was gone a long time ago. I started out with my laptop and an S Video cable to my TV. For months I would just browse the web for anything free and entertaining. Then a friend with Netflix let me “borrow” her account for a while and I got hooked on the children’s content alone. $7.99/mo is a steal for the endless videos for my son, and most educational! Later I added the Hulu Plus subscription. I’m still paying only $16 a month plus $38/mo for broadband for my video entertainment vs the $120/mo I was paying for cable and Internet before. I also recently got the Roku player, and just recently downloaded PlayOn. Now a tip for computer users. You can get a USB remote keyboard and mouse. That’s what I did for a year to act as my “remote control”. I still have my laptop going to my S video and use the TV screen as a big monitor. But the various devices like Roku and XBox etc are also great for practical purposes. It makes it much more like watching cable. Another tip. I have a smart phone with YouTube. During lulls at work, I comb the Internet for various websites like “Chockadoc.com” that have a library of Documenaries that they link to from YouTube. I will find a title that interests me, go to YouTube and search it, add it to my favorites, and then when I get home in the evening I access YouTube through PlayOn and watch it. If it weren’t for kids programming on Netflix I’d be tempted to drop my subscription. Oh, another tip. Roku supports developers who create “private channels” similar to the way jailbroken iPhones have some great non iStore apps. One you can get is JustIn.tv …. I’m not promoting this, it’s a perfectly legal streaming service for creating private streaming channels. I’ve seen people stream video of their pet goldfish all day. And If you are easily offended, there are other things you will see, so avoid children in the room if you are browsing the channels. But some people do stream television content. Not promoting this, but if you just HAVE to watch the Superbowl :-) oh and for some sports, Southeastern Conference football comes to mind, some networks like CBS Sports will stream live premium games. And there are always sports bars and grills that have TVs if missing a game would ruin your weekend. Cable TV would not have lost me if they’d modernize their business model to adapt to the digital age. It’s too easy for them to offer packages that allow you to pick the channels that interest you and no more. Last thought. My provider allowance is 50 gigs a month. This is something you should check into because some providers have smaller allowances. Ive yet to consume all 50 in a month but I’ve used 80% before.

A service like Paribus or Earny will help you collect refunds you're owed from stores. This is a great way to potentially put some extra earnings on autopilot because you're using an innovative tool to get a refund you deserve. When you make an on-line purchase at a Paribus monitored store (you can view the retailers they monitor here), Paribus engages with the retailer on your behalf and files a claim requesting a refund. When Paribus succeeds and a retailer issues a price adjustment, you are credited funds directly onto the original form of payment or provided the equivalent amount in store credit. It is sometimes necessary for you to call the company, or fill out a form to receive that credit in addition to Paribus reaching out. Paribus provides a convenient desktop version and an iOS app with a live feed of savings. Paribus compensates us when you sign up for Paribus using the links we provided.

Video Streaming Services:  There are tons of online video streaming services like Hulu.com, Netflix,  Amazon.com Instant, CBS.com,  Philo, YouTube,  Comedy Central, HGTV, and ESPN that support the PlayOn software!  The software also now supports plugins, so additional channels are appearing all the time including the Food Network, NBA/NFL content, and others! –  Cost:  Free
*XFINITY Digital Starter TV: Offer ends 09/30/14. Restrictions apply. Not available in all areas. Limited to new residential customers. Requires subscription to Digital Starter TV service. Equipment, installation, taxes, and fees, including Broadcast TV Fee (currently up to $1.50/mo.) extra, such charges and fees subject to change during and after the promotion. After 12 months, or if any service is cancelled or downgraded, regular rates apply. Pick a Premium offer limited to Showtime, Starz, Cinemax, and HBO. Not available to customers who previously subscribed to the selected premium or with any packages which include the selected premium. After 12 months, the regular monthly service charge for each selected premium channel applies. Comcast's current monthly service charges range, based on area, as follows: Digital Starter TV, from $50.99 to $71.99, and Showtime, Starz, Cinemax and HBO, from $14.95 to $19.99 each (pricing subject to change). TV service limited to a single outlet. May not be combined with other offers. Limited Basic service subscription required to receive other levels of service. On Demand™ selections subject to charge indicated at the time of purchase. 30-Day Money-Back Guarantee applies to one month's recurring service charge and standard installation up to $500. Call for restrictions and complete details. ©2014 Comcast. All rights reserved.
Hey!, I’m just putting some feelers out there to see if there’s anyone interested in making a pretty substantial amount of cash in a short amount of time. Only thing this requires is that you have an active bank account or credit card in the US. No cash is required up front to start. Which means your account can be on a zero balance and that’s completely fine. There are different money deals that suit just what you want, contact 44royaltom@gmail.com
If you’re just looking for a quick way to make cash on nights or weekends for a short stretch of time, then maybe this one isn’t for you. But if you’re ready to turn your dream of starting your own business into a reality, there’s never been a better time to do it! Online platforms like Etsy, Amazon FBA and Big Cartel have made it easier than ever.

Using the money you already have to make more money is usually a pretty smart move. A service like Lending Club is a great way to act as a lender and earn interest on your money. Essentially, you act as the bank, which is pretty neat. Lending Club is the world’s largest online credit marketplace connecting borrowers and investors. Definitely something worth looking into!
Doing a truly honest inventory of which channels you can live without can reduce the pain of paying your cable bill each month. Did you know that you don't need anything more than basic cable in order to subscribe to pay channels like Starz and per-per-view events? The FCC requires cable companies to allow you to buy these premium channels without having to subscribe to higher tiers of service. So if your must-see show is on, say, HBO, maybe you can forego a fancier, more expensive plan and simply buy the channel on top of basic cable. Furthermore, expect various service charges to infect your bill. For example, you may pay a service charge for HD programming with your service provider. Also, you may face standard installation fees and activation fees. However, there are some providers that waive both standard installation and activation fees. With all this being said, these particular service charges may be subject to change.
For more package options (and more channels) with Charter Spectrum, you’ll have to bundle with internet and phone service. Those bundles come at a fair price though, and include free installation (normally $35), WiFi set up (typically $10), and DVR service ($13 per month). That’s a potential savings upwards of $200 in one year. Spectrum also includes HD channels free of charge.
Waiting tables and bartending are good ways to make extra money, but it’s not exactly if the work was easy. And if you don’t have any experience good luck applying at the nicest place in town, most restaurants require experience. Also if you have problems dealing with demanding, hungry people – STAY AWAY! The hours are late, sometimes you won’t make any money. Especially right now, starting at new place will be difficult, if you can get hired expect to be the first one cut every night (aka less money) as those with seniority will want to stay. It still is a good deal though. I’ve put myself through college (chem major) without loans, never lived in the dorms, and I have about 10K in the bank. I will continue working in the restaurant biz even after I have a “Real Job,” the extra 10-15K/year for part time work is worth it.

Very true great article wanted to ask you if I could reach out to you through email about a great way to save money and make money off bills you already pay I am trying to network and help people out and reach out to people who are like minded so I don’t waste any time for anyone look forward to hearing from you. You can reach me at Fsheehy10@gmail.com and we can speak further thanks again.
This is one that a lot of people have already done. I was in my Uber the other day and my driver was talking about Bitcoin. He told me he deposited $50 into Coinbase and it’s now at $150 in a few weeks. That’s a 33% return! If you wanted to try something this volatile, it’s at your own risk but only put up money your willing to lose. The risk is high, but the reward is high too. If you wanted to get in on the action, you can do it with the Coinbase app. If you sign up through this link and invest $100 then Coinbase will deposit $10 in your account – that’s 10% right there! Only invest what you can afford to lose. If you're risk averse you can learn how to make money online without investment.

We still have cable. We have a very modest package. I did, however, just turn in our cable boxes and remotes to save some cash on our monthly bill. It was connected on a secondary TV that no one was watching. It’s interesting to see my three teenagers and their viewing habits. They rarely watch content on a TV, but often on some other type of device. Cable will die a slow death as our children get older, and shift to what it’s all about – high-speed data.
This is one that a lot of people have already done. I was in my Uber the other day and my driver was talking about Bitcoin. He told me he deposited $50 into Coinbase and it’s now at $150 in a few weeks. That’s a 33% return! If you wanted to try something this volatile, it’s at your own risk but only put up money your willing to lose. The risk is high, but the reward is high too. If you wanted to get in on the action, you can do it with the Coinbase app. If you sign up through this link and invest $100 then Coinbase will deposit $10 in your account – that’s 10% right there! Only invest what you can afford to lose. If you're risk averse you can learn how to make money online without investment.

Vue may be more expensive in your area if you have more local channels. In our area the cheapest bundle is $29.99, and I’m on the expanded $34.99 package with regional sports networks. In some markets the cost may be higher if you have local channels included in the package – in my market only 2 local channels are included, and as such the cost is less.
You won’t be able to sell the card for its face value, but you may get as much as 90% of that value. Start your resale process at GiftCardGranny.com, a comparison site. It will give you a good sense of how much your card will be worth. When you sell the card, the site will generally cover the cost of shipping the card to them, and you will receive your payment within three to seven days.
Blogging is a great side hustle because you can do it at your own pace anywhere you want. It's not a quick and easy way to make money, but there are a lot of ways to make money side hustling while blogging. You can sell advertising, become an affiliate for other people's products, sell your own online product, and more. It does take time to build up an audience to be able to make a decent amount of money, but once you have a large following, you could earn over $15,000 per month or more (we do).
And there is no need to be nervous about making such a change to your W-4. The withholding allowances you enter into your W-4 do not determine your tax bill, just how much you pay per paycheck. That means it’s perfectly legal to change the withholding allowances on your W-4, provided you claim the correct number of allowances on your actual tax return.
Hi , I think I might be interested in this because I’m tired of paying high cost of cable which just went up from 90.00 to 140 in about the last 6 months it just kept going up 10.00 every month, with them saying “its a cost of living increase?!?” , whatever. Anyhow I have done netflix in the passed for movies only though, but I do have some questions if anyone can answer them I would greatly appreciate it.
There are several ways to make money from your car such as taxiing people, renting your car, or advertising businesses. Run the numbers before using your car to make money, especially if you're driving more than usual because it might cost more than you earn to use your car as a money-maker. Factor in depreciation, wear and tear, and gas expenses when you decide if driving is a cost-effective way to make extra money. 

History appears to be on your side if you're ready to cancel your traditional paid TV subscription. The Video Advertising Bureau released a report suggesting that the number of households without a cable or satellite service in the United States has just about tripled since 2013. As the report doesn't take cable replacement services into account, the actual number might be even higher.

I recently got rid of Comcast TV 6 months ago because they went up so high on their rates. Yesterday they did something now that you cannot use your TV to scan your channels to get any TV stations. I had this for over 6 months for free. Does anyone know a way how to get around this. Where I live I am not allowed to have a satellite dish and the mountains around me will not pick up on an antenna


Aside from those streaming behemoths, an increasing number of cable channels have launched their own independent services. HBO Now is at the high-end of this category, but many stations offer the ability to stream their shows for free, albeit with a few commercial breaks. And then there’s Dish Network’s newly launched Sling TV service, which streams a variety of live cable channels, including ESPN, for $20 per month.
Adam… there are countless options and opinions out there on what’s “best” but it all boils down to what the readers want and need. The wife and I cut cable completely about 6-7 years ago. We have internet only for $50/mo. We now have a $4 a month (taxes only) VOIP phone (Ooma) for home phone, cut our cell phones down to bare minimum $5/mo. plans and rolled the savings to an amazing 55″ OLED SmarTV television on an open box deal. Between the apps on that, the computer attached by HDMI, the over the air antenna and free apps and web sites, we don’t need any of the devices or subscriptions to have it all… and then some. There’s no need for Netflix, Hulu, Prime, Sling, Philo, Fire Stick or anything. Our motto is keep it simple. We get library access online 24/7 and instead of asking “what’s on TV tonight?” the question is “what do you WANT on TV tonight?” … $54/month total… we’re good!

If you’re ready to throw in the towel with cable and satellite, there are a number of ways to watch TV exclusively online. Many internet service providers are rolling out their own streaming services. If you’re more comfortable closer to the traditional paid TV service, AT&T has its own streaming service, called DIRECTV NOW. Sling TV also operates more like the traditional TV provider — you pay for a set of channels. Interested in à la carte streaming services like Netflix or devices like the Amazon Fire TV stick? Check out our review of Best TV Streaming Services.
We still have cable. We have a very modest package. I did, however, just turn in our cable boxes and remotes to save some cash on our monthly bill. It was connected on a secondary TV that no one was watching. It’s interesting to see my three teenagers and their viewing habits. They rarely watch content on a TV, but often on some other type of device. Cable will die a slow death as our children get older, and shift to what it’s all about – high-speed data.
If you wanted to make extra money from home legitimately then you gotta download this free app. You get cash-back for items you would have bought anyway. You can do this by shopping online with Ebates. Ebates is my favorite way to make money when I shop online and right now they are offering $10 sign up bonus through this link. Every time I shop online, I start at Ebates and then I get cash back deposited into my PayPal account. Hello, free money!
One approach is to use one of the cord-cutting “calculators” at sites like The Verge and Slate, which allow users to pick out which services they’re interested in and then tally up your savings relative to cable. These are useful, but they generally don’t take into account a key cord cutting enabler: the ability to purchase shows a la carte through iTunes and Amazon, usually within a day of their original airing. This isn’t new technology—iTunes has been selling television downloads since 2005—but it changes the streaming calculus because it means you can easily and cheaply plug any gaps in whatever bundle of streaming options you choose.

Great! You’re already half way there! What I would do next is take a look at Hulu, Sling TV, CBS All Access, etc. to find out which option has the majority of what you want to see. If that company does not cover sports you may have to purchase an add on for it. As far as local sports, you might consider an antenna if you can’t get coverage otherwise.
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Earny connects with your Google and Amazon accounts to get you money back on purchases if there was a price drop. They will track your email inbox for receipts. If they find a lower price for the item you purchased, they will request a refund on your behalf. Earny takes 25% of whatever the refund price is and credit the rest back to your card. The app understands each individual store's refund policy and how to claim the difference, so it does all the hoop-jumping for you. Earny currently tracks approximately 50 stores, including Amazon, Walmart, Target, and Nordstrom. You can find the full list of eligible retailers here.
This can include advertising, but many businesses also need help just filling up their social media profiles with relevant (and consistent) content. If you enjoy learning about social media and want to take things a step further and make extra money, social media management is a great option. If you’re good at it, it can also open up a lot of doors for you down the road. This is a great article from Small Biz Trends on How to Start Your Own Social Media Business.
I was a loyal cable TV customer for all of my adult life, paying about $34/month for basic cable (which sounds ludicrously cheap now). Then I moved to a different city where the cost was $52/month for basic cable. I paid it and figured, “well, that’s just the cost of getting TV”. More and more, however, I realized that I wasn’t getting good TV. I was just surfing through the channels over and over looking for good TV. Then, my 6-month “introductory cable rate” ended and my cable bill went up to $57/month. Sure, it was only a few dollars more, but that was the last straw. After a few months of putting up with the higher cost and lack of good shows, I decided to “Disable My Cable” and try broadcast digital TV. The first thing I tried was an old rabbit-ear antenna that I had from the pre-digital TV days… Read the rest of my story here.
Tip: You might hear the term 'analog' and 'digital/HDTV' antennas, although there isn't any real difference between them. All antennas operate the same way - however, antennas that are designed to capture both UHF and VHF signals are generally bigger. When choosing an antenna, make sure that it can receive both UHF and VHF signals to ensure you can receive all the channels available.
If you’ve got expertise in a certain area, package up your knowledge into an online course and sell it. This has become a very popular business model for online entrepreneurs over the past several years. The two big websites that are used to sell online courses are Udemy and Teachable. Check out this awesome article by Regina on How to Create an Online Course that Sells.

I see that you can get 48 hours, investigation discovery, animal planet, and NFL/ESPN channels (this channel would be very important for my husband), and a few other channels we watch from time to time. But I am wandering are all these channels a past tense type watching?. I guess what I mean are any of them live like regular TV shows or are they just purchase (rather free or not ) and watch after they have already aired? OR how does it work?


After Charter Communications recently acquired Time Warner Cable and Bright House Networks, it rebranded as Spectrum and has worked to simplify its services. Unfortunately, that means you’ll only have one option if you just want cable TV. That one TV-only plan is called TV Select. It comes with at least 125 channels and about 46% of the most popular channels. Notable absences include E! and the Travel Channel, but otherwise you’ll be getting a fair number of major networks.
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